Privacy Policy

Your Privacy is Our Priority

This Privacy Policy describes how SimplyFunded Australia ("we", "us", "our") collects, uses, holds and discloses personal information, and how we protect your privacy in accordance with the Privacy Act 1988 (Cth) and the Australian Privacy Principles (APPs). By using our website or services, you consent to the collection, use and disclosure of your personal information in accordance with this Privacy Policy.

Last Updated: January 9, 2026

1. Interpretation and Definitions

Interpretation

Words with capitalised initial letters have meanings defined below. These definitions apply whether the terms appear in singular or plural.

Definitions

Company

SimplyFunded is a trading name of Morley Capital Australia Ltd
ABN: 52 691 295 342
Registered Address: 232 Unley Road, Unley SA 5061, Australia

Personal Information

Information or an opinion about an identified individual, or an individual who is reasonably identifiable, whether true or not, and whether recorded in a material form or not.

Sensitive Information

Has the meaning given under the Privacy Act 1988 (Cth) and includes information such as government identifiers and, where applicable, financial or credit-related information.

Service

The SimplyFunded Australia website and related lending, enquiry and application services.

Usage Data

Information collected automatically when using the Service, including IP address, browser type, device information, pages visited, time and date of visits, and diagnostic data.

You

The individual or legal entity accessing or using the Service.

2. Collection of Personal Information

Overview

We may collect personal information that is reasonably necessary for our business activities, including but not limited to:

Personal Information You Provide

  • Full name
  • Email address
  • Phone number
  • Residential and business address
  • Company details (ABN, ACN, director details)
  • Financial information relevant to lending assessments
  • Identification information
  • Any other information you submit through enquiries, applications or correspondence

Automatically Collected Information

When you use our Service, we may automatically collect Usage Data including:

  • IP address
  • Browser and device type
  • Pages visited and time spent
  • Referring URLs

3. How We Use Personal Information

Purpose of Collection

We collect and use personal information for purposes including:

  • Assessing and processing loan enquiries and applications
  • Providing and administering our lending services
  • Verifying identity and conducting compliance checks
  • Communicating with you about your application or account
  • Managing customer relationships and support enquiries
  • Improving our services, systems and website performance
  • Marketing and promotional communications (where permitted or consented)
  • Complying with legal, regulatory and reporting obligations

4. Disclosure of Personal Information

Third-Party Disclosure

We may disclose personal information to:

  • Service providers (including IT, data storage, analytics, ID verification, legal and compliance providers)
  • Professional advisers, such as lawyers, accountants and auditors
  • Affiliates or related entities
  • Regulatory authorities, courts or law enforcement agencies where required by law
  • Business partners involved in providing or supporting our services

Data Protection

We take reasonable steps to ensure third parties handle personal information securely and in accordance with applicable privacy laws.

5. Overseas Disclosure

International Data Transfers

Some of our service providers may be located outside Australia. Where personal information is disclosed overseas, we take reasonable steps to ensure that the recipient complies with privacy obligations substantially similar to the Australian Privacy Principles, or that another permitted exception under the Privacy Act applies.

6. Cookies and Tracking Technologies

Use of Cookies

We use cookies and similar technologies to operate and improve our website, analyse usage, and personalise your experience.

Cookie Management

You may adjust your browser settings to refuse cookies; however, this may affect website functionality.

7. Security of Personal Information

Security Measures

We take reasonable steps to protect personal information from misuse, interference, loss, unauthorised access, modification or disclosure. These steps include administrative, technical and physical safeguards.

Disclaimer

Despite these measures, no system is completely secure and we cannot guarantee absolute security.

8. Retention of Personal Information

Retention Period

We retain personal information only for as long as necessary to fulfil the purposes for which it was collected, or as required by law, regulation, or legitimate business needs.

9. Access and Correction

Your Rights

You may request access to, or correction of, personal information we hold about you by contacting us using the details below.

Response Time

We will respond within a reasonable period and may require verification of identity. In some circumstances, access may be refused as permitted by law.

10. Complaints

Lodging a Complaint

If you believe we have breached your privacy rights, you may lodge a complaint by contacting us. We will investigate and respond in a reasonable timeframe.

OAIC

If you are not satisfied with our response, you may contact the Office of the Australian Information Commissioner (OAIC) at www.oaic.gov.au.

11. Notifiable Data Breaches

Data Breach Response

In the event of an eligible data breach, we will comply with our obligations under the Notifiable Data Breaches (NDB) scheme, including notifying affected individuals and the OAIC where required.

12. Children's Privacy

Age Restrictions

Our services are not directed to individuals under 18 years of age. We do not knowingly collect personal information from children.

13. Changes to This Privacy Policy

Policy Updates

We may update this Privacy Policy from time to time. The updated version will be published on our website with a revised "Last updated" date.

14. Contact Us

Contact Information

If you have any questions about this Privacy Policy or how we handle personal information, you can contact us:

Email: applications@simplyfunded.com.au

Phone: +61 871 233 099

Address:

SimplyFunded Australia
232 Unley Road
Unley SA 5061
Australia

Questions About Your Privacy?

We're here to help. Contact our team for any concerns or inquiries.

Visit Us

232 Unley Road
Unley SA 5061, Australia

If you believe your privacy rights have been violated, you can also lodge a complaint with the Office of the Australian Information Commissioner (OAIC).

Visit OAIC Website

Morley Capital Australia Ltd

Trading as SimplyFunded Australia. ABN: 52 691 295 342. This Privacy Policy is issued by Morley Capital Australia Ltd and applies to all services offered under the SimplyFunded brand. We're committed to handling your personal information in accordance with the Privacy Act 1988 (Cth) and the Australian Privacy Principles.