Know the exact amount
Break the request into real costs such as stock, wages, supplier bills, ATO payments, equipment or marketing.
Online application
Apply for a business loan in Australia
Start your SimplyFunded application for unsecured business finance. The basic fit check is 6 months trading, AUD $5,000 monthly revenue and a business funding need from AUD $5,000 to $200,000.
AUD $5k-$200k
Loan range
6 months
Trading history
AUD $5k+
Monthly revenue
24 hours
Funding possible
Business funding application
Complete the fields below so our team can review your eligibility and contact you about next steps.
Eligibility check
Before you apply, check that your business meets the Australian SimplyFunded criteria. The business should have at least 6 months trading history, monthly revenue of AUD $5,000 or more and a business-purpose funding need between AUD $5,000 and AUD $200,000.
The application captures the details an assessor needs first: who you are, how the business trades, how much funding is requested and what the funds will be used for. Clear answers reduce follow-up questions and help the review move faster.
Loan amount
AUD $5,000 to $200,000
Subject to assessment
Trading history
Minimum 6 months
Limited company or sole trader
Minimum monthly revenue
AUD $5,000
Recent trading revenue
Common uses
Cash flow, stock, wages, tax bills, equipment, marketing and growth
Business purposes only
How to prepare before submitting
Have documents ready
Bank statements or supporting files may be requested. Full, recent documents are better than screenshots.
Explain timing
If funds are needed by a certain date, include the reason so the team can understand the urgency.
What happens after you apply
Initial eligibility review
Your application is checked against trading history, revenue, business details and funding amount.
Clarification if needed
If information is missing or unclear, the team may contact you for documents, business context or loan purpose details.
Decision and next steps
If approved, the offer should be reviewed against repayment fit and total cost before you accept the funding.
How to complete the form well
Treat the application as a short business summary. The assessor needs to understand who is applying, how the business trades, what amount is requested and why the funds are needed.
For the funding amount, avoid guessing. Use the actual cost of the business need where possible. If the funds are for stock, include the stock cost and expected timing.
Be specific
Specific costs make the request clear: stock, wages, supplier bills, ATO payments or equipment.
Exact amount
Use real costs, not a round figure.
Timing
Explain if seasonal, one-off or linked to a payment delay.
Application mistakes that cause delays
Incomplete contact details
If the phone number, email or business name is wrong, the team may not be able to verify information or request missing documents quickly.
Unclear revenue figures
Monthly revenue should reflect business trading activity. If there are one-off deposits or seasonal spikes, explain them in the additional details field.
No loan purpose
A blank or vague purpose makes the request harder to assess. Even a short sentence about stock, tax, wages, suppliers or growth can help.
Frequently Asked Questions
You can submit the application with the information available, but supplying requested documents quickly can reduce delays.